.swiss-study{--swiss-blue:#173f88;--swiss-deep:#102d63;--swiss-teal:#217e71;--swiss-yellow:#f6c936;--swiss-ink:#26344c;--swiss-muted:#5f7090;--swiss-soft:#f3f7ff;--swiss-border:#d9e4f3;color:var(--swiss-ink);padding-bottom:76px}
.swiss-hero{background:linear-gradient(135deg,#102d63,#1d519c);color:#fff;padding:76px 0 68px}.swiss-shell{max-width:1140px;margin:0 auto;padding:0 20px}.swiss-kicker{color:#ffe791;font-weight:900;font-size:.78rem;letter-spacing:.1em;text-transform:uppercase}.swiss-hero h1{max-width:1010px;margin:15px 0 20px;font-size:clamp(2.1rem,5vw,4.15rem);line-height:1.06;letter-spacing:-.04em;font-weight:900}.swiss-hero p{max-width:880px;margin:0;font-size:1.14rem;line-height:1.65}.swiss-meta{display:flex;flex-wrap:wrap;gap:10px;margin-top:26px}.swiss-meta span{border:1px solid rgba(255,255,255,.28);border-radius:99px;padding:8px 12px;font-size:.8rem}
.swiss-breadcrumb{max-width:1140px;margin:0 auto;padding:21px 20px 0;color:var(--swiss-muted);font-size:.9rem}.swiss-breadcrumb a{color:inherit;text-decoration:none}.swiss-breadcrumb a:hover{color:var(--swiss-blue);text-decoration:underline}.swiss-section{max-width:1140px;margin:0 auto;padding:62px 20px 0}.swiss-section h2{margin:0 0 16px;color:var(--swiss-blue);font-size:clamp(1.65rem,3.2vw,2.55rem);line-height:1.15;font-weight:900;letter-spacing:-.025em}.swiss-section h3{color:var(--swiss-blue);font-size:1.18rem;margin:0 0 10px}.swiss-section>p,.swiss-section li{line-height:1.75}
.swiss-alert{margin:24px auto 0;max-width:1100px;background:#fff7df;border-left:5px solid var(--swiss-yellow);border-radius:0 13px 13px 0;padding:18px 21px;line-height:1.65}.swiss-unit-grid,.swiss-kpis,.swiss-columns{display:grid;gap:18px}.swiss-unit-grid{grid-template-columns:repeat(2,1fr);margin-top:24px}.swiss-kpis{grid-template-columns:repeat(4,1fr);margin-top:26px}.swiss-columns{grid-template-columns:repeat(2,1fr);margin-top:24px}.swiss-card,.swiss-panel{border:1px solid var(--swiss-border);border-radius:18px;background:#fff;box-shadow:0 8px 25px rgba(18,53,110,.05)}.swiss-card{padding:22px}.swiss-card strong{display:block;color:var(--swiss-blue);font-size:1.8rem;line-height:1.05}.swiss-card span{display:block;color:var(--swiss-muted);font-size:.9rem;margin-top:8px;line-height:1.4}.swiss-panel{padding:24px;background:var(--swiss-soft)}
.swiss-chart{margin:27px 0 0;padding:13px;border:1px solid var(--swiss-border);border-radius:18px;background:#fff}.swiss-chart img{display:block;width:100%;height:auto}.swiss-chart figcaption{color:var(--swiss-muted);font-size:.84rem;line-height:1.55;padding:10px 7px 2px}.swiss-list{margin:0;padding-left:21px}.swiss-list li{margin:6px 0}.swiss-note{margin:20px 0;padding:16px 18px;border-left:4px solid var(--swiss-teal);border-radius:0 12px 12px 0;background:#eaf8f5;line-height:1.65}.swiss-table-wrap{overflow-x:auto;border:1px solid var(--swiss-border);border-radius:15px;background:#fff}.swiss-table{width:100%;min-width:590px;border-collapse:collapse}.swiss-table th,.swiss-table td{padding:13px 15px;border-bottom:1px solid #e2eaf6;text-align:left;vertical-align:top;font-size:.9rem}.swiss-table th{background:#f3f7ff;color:var(--swiss-blue);font-size:.74rem;text-transform:uppercase;letter-spacing:.06em}.swiss-table tr:last-child td{border-bottom:0}
.swiss-method{border-radius:22px;background:var(--swiss-deep);padding:34px;color:#fff}.swiss-method h2{color:#fff}.swiss-method a{color:#ffe791;font-weight:800}.swiss-download{display:inline-block;margin-top:14px;padding:12px 17px;border-radius:9px;text-decoration:none;background:var(--swiss-yellow);color:var(--swiss-deep);font-weight:900}.swiss-reuse{margin-top:14px;color:#dae8ff;font-size:.9rem;line-height:1.55}.swiss-editorial{border:1px solid #d8d0fa;border-radius:18px;background:#f7f4ff;padding:27px}.swiss-label{display:inline-block;background:#6551ae;color:#fff;border-radius:99px;padding:6px 10px;text-transform:uppercase;letter-spacing:.06em;font-size:.7rem;font-weight:900;margin-bottom:13px}.swiss-others{display:grid;grid-template-columns:repeat(2,1fr);gap:16px;margin-top:20px}.swiss-other{border:1px solid var(--swiss-border);border-radius:14px;padding:19px;text-decoration:none;color:var(--swiss-ink);background:#fff}.swiss-other strong{display:block;color:var(--swiss-blue);margin-bottom:7px}.swiss-other span{font-size:.9rem;line-height:1.5;color:var(--swiss-muted)}
.swiss-hero-kpis{grid-template-columns:repeat(3,1fr);margin-top:27px}.swiss-hero .swiss-card{background:rgba(255,255,255,.1);border-color:rgba(255,255,255,.23);box-shadow:none}.swiss-hero .swiss-card strong{color:#fff;font-size:1.55rem}.swiss-hero .swiss-card span{color:#e6efff}@media(max-width:850px){.swiss-kpis,.swiss-hero-kpis{grid-template-columns:repeat(2,1fr)}.swiss-hero{padding:58px 0}.swiss-section{padding-top:48px}}@media(max-width:620px){.swiss-shell,.swiss-section,.swiss-breadcrumb{padding-left:16px;padding-right:16px}.swiss-unit-grid,.swiss-columns,.swiss-others,.swiss-kpis,.swiss-hero-kpis{grid-template-columns:1fr}.swiss-hero h1{font-size:2.15rem}.swiss-chart{margin-left:0;margin-right:0;padding:8px}.swiss-alert{margin-left:16px;margin-right:16px}.swiss-method{padding:25px}}